Author Archives: fpmadmin

Is Your Life in Transition? Healthcare Reform too expensive?…

Posted on April 1, 2014 by fpmadmin

Discover a short term health plan solution that fits your situation. Short Term Medical Plans are health plans designed to bridge gaps in coverage for individuals and families in times of transition.1 Because we know that life can change quickly, … Continue reading →

Posted in Life / Health, Supplemental | Tagged accident insurance, affordable care act, affordable option, arizona, healthcare reform, life transition, personal health insurance, recent grad, short term medical, student, temporary insurance, unemployed, united health one products, waiting for medicare | Leave a comment

ASPCA® Pet Health Insurance

Posted on February 22, 2014 by fpmadmin

We know your pets are part of the family. That’s why we want to help you give them the quality veterinary care they deserve with ASPCA Pet Health Insurance. The cost of veterinary care continues to rise as more sophisticated … Continue reading →

Posted in Life / Health, Pet Insurance | Tagged american society for the prevention of cruelty to animals, americas pet plan, aspca, dogs and cats, licensed veterinarian, low annual deductible, pet health insurance, specialist and emergency doctors, usual and customary, veterinary costs | Leave a comment

Experience Rating to Get Back to Basics

Posted on September 5, 2013 by fpmadmin

ABCs of Experience Rating I feel the following topic is of importance to all business owners. If you’re interested in staying competitive in today’s economic market, this information can be very useful. As always, please call or e-mail me if … Continue reading →

Posted in Payroll / PEO, Workers Compensation | Tagged e-mod, employer, excess loss, experience rating, interstate, intrastate, modifier, ncci, ownership changes, payroll and loss data, policy period, premium, primary loss, workers compensation insurance | Leave a comment

Professional Liability Update – Understanding “Claims-Made” Insurance

Posted on February 18, 2013 by fpmadmin

This article was recently shared in a newsletter from our friends at Employee Benefit Exchange. I find it very educational for business owners’ when either setting up a new business liability policy or when evaluating a renewal on their existing policy. … Continue reading →

Posted in Payroll / PEO, Professional Liability | Tagged business liability insurance, claims made form, claims made insurance, coverage trigger, occurrence form, potential claim, prior acts coverage, professional liability insurance, retroactive date coverage | Leave a comment

Protection of life, health, safety and welfare of Arizona’s most valuable assets

Posted on September 21, 2012 by fpmadmin

Welcome to the Industrial Commission of Arizona website. The Industrial Commision of Arizona is the agency that administers and enforces state laws relating to the protection of life, health, safety and welfare of Arizona’s employees. This includes laws relating to workers’ compensation, … Continue reading →

Posted in Payroll / PEO, Workers Compensation | Tagged arizona employees, child labor wages, industrial commission of arizona, occupational health and safety, u.s. department of labor, workers compensation, workplace posters | Leave a comment

LifeLock® Identity Theft Protection

Posted on January 21, 2012 by fpmadmin

We are pleased to announce this additional suite of products to our portfolio offering. For those employers that want to offer an added benefit to their company, LifeLock® offers more layers of security for greater levels of protection. LifeLock® offers … Continue reading →

Posted in Company Perks, Payroll / PEO | Tagged benefit solutions, employee benefit, employees, employers, identity theft protection, lifelock, proactive identity theft protection, protect financial security, protect productivity, safeguard | Leave a comment

New Electronic Delivery Saves Time, Reduces Paper

Posted on November 21, 2011 by fpmadmin

This change supports an effort to reduce paper usage by distributing Experience Rating Worksheets (worksheets) to insureds electronically. All states in which the change was filed have approved it. The rule change took effect for worksheets produced on or after … Continue reading →

Posted in Payroll / PEO, Workers Compensation | Tagged electronic delivery, experience rating plan manual, experience rating worksheets, green initiative, ncci, paper usage reduction, time savings, workers compensation and employers liability insurance | Leave a comment

Many Small Businesses Still Use Paper Checks for Pay?

Posted on August 31, 2011 by fpmadmin

It costs a business up to $2 to cut and process a hard-copy check vs. 35 cents or less for direct deposits. A survey of U.S. small business owners reveals that 48 percent do not use direct deposit for payroll, … Continue reading →

Posted in Human Resources, Payroll / PEO | Tagged business carbon footprint savings, electronic payment, hard copy payroll check, paper checks, payroll direct deposit, reduced environmental impact, small business financial decision makers | Leave a comment

The Business Owner’s Playbook®

Posted on August 16, 2011 by fpmadmin

From the August EBX Newsletter Whether or not you have just opened your doors to your new business, are established and growing, or are thinking of transitioning your business in the near future, we have a helpful guide for you. … Continue reading →

Posted in Business Resource, Life / Health | Tagged business education, company structure, compensation & benefits, demystifying business insurance, entrepreneurs, finance, healthcare plans, small business, The Hartford, trusts | Leave a comment

IMG Travel Medical Insurance Video

Posted on August 8, 2011 by fpmadmin

Please view one of International Medical Group’s YouTube videos. For additional information on select IMG products, brochures and to obtain a quote, please read our previous news post: International Medical Insurance is Now Available

Posted in International, Life / Health | Tagged international medical group, international travel medical, medical insurance video, travel medical insurance, YouTube | Leave a comment

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