Your full life deserves full coverage. A Medicare Supplement* insurance policy, offered by Cigna HealthcareSM, works alongside Original Medicare to help cover out-of-pocket costs.
A Medicare Supplement insurance policy, offered by Cigna HealthcareSM, does that and more with added benefits such as fitness discounts, meal delivery and weight management.*
Please contact me to learn more.
When can you get health insurance?
Starting November 1, you can apply for 2025 coverage or update your application with any changes you expect for the year ahead.
All Marketplace plans cover:
Find Local Help
We are located in Tempe, AZ 85280. Search the online directory and set up a time to talk in-person, over the phone, by email or text.
Serving the Arizona ACA market for more than a decade, we have the expertise and insights to guide you through the application process, including proper plan selection.
CERTIFICATE OF RECOGNITION
This certificate is proudly presented to Tom Gray
In appreciation of your ongoing contribution and success during the 2024 Health Insurance Marketplace Open Enrollment. Thanks to your hard work, you have increased access to health care and made a lasting positive impact on your community.
Agents and brokers continue to make a crucial impact in the Marketplace by helping Americans navigate changes in the Marketplace, access additional savings, or enroll in coverage for the first time. We hope that agents and brokers will continue this success as we focus on several key Marketplace priorities this year.
Agents and brokers are valued partners to all of us at CMS for the vital role you play in getting Americans covered. We thank you for the trusted advice, support, and assistance you provide throughout the year.
Open Enrollment runs from November 1 through January 15. If you enroll by midnight on December 15, you can get full-year coverage that starts January 1.
Coverage is Affordable! Thanks to a new law from 2022, the Inflation Reduction Act (IRA), more people qualify for help purchasing quality health coverage. If you have looked for health coverage before, it is worth a second look.
Quality Plans! The Marketplace offers quality, comprehensive health insurance plans that provide coverage for doctor visits, emergency care, behavioral health care, preventive care, hospital care, and prescription drugs. There are also new plan options that offer similar benefit designs and more pre-deductible services.
Key Dates! People who want health coverage starting January 1 should enroll in coverage by December 15. Consumers must enroll by January 15 to have coverage that starts on February 1. Otherwise, consumers will need to qualify for a Special Enrollment Period to enroll in a Marketplace plan after Open Enrollment has closed.
Help is Available! Consumers can find a local assister or agent/broker in their area by visiting HealthCare.gov and selecting the “Find local help” option, or to get contacted by an agent or broker via Help On Demand.
Sign Up for Coverage! Consumers shopping for health insurance coverage — even those who currently have coverage through the Marketplace — should consider enrolling or re enrolling with the assistance of an experienced Marketplace broker.
Please find my local help on Healthcare.gov at https://localhelp.healthcare.gov/place/1057606
If consumers prefer coverage that begins on January 1, 2023, they must enroll in coverage by December 15, 2022. Otherwise, their coverage will begin on February 1, 2023.
1. Deadlines to remember: Open Enrollment ends January 15, 2023.
2. Who can get health coverage through the Marketplace: To be eligible to enroll in Marketplace health coverage, you must live in the United States, be a U.S. citizen or national (or be lawfully present), and not be incarcerated.
3. Two kinds of coverage: Depending on your income, you may qualify for an insurance plan with tax credits, or Coverage through Medicaid/the Children’s Health Insurance Program (CHIP).
4. What do plans cover: All plans cover essential health benefits, pre-existing conditions, and preventive services.
5. Plans & costs: You can preview available plans and estimated prices based on income.
Open Enrollment for 2022 health coverage is almost here! Here are some important dates to mark on your calendar:
CERTIFICATE OF RECOGNITION
This certificate is proudly presented to Tom Gray
In appreciation of your ongoing contribution and success during the 2020 Health Insurance Marketplace Open Enrollment. Thanks to your hard work, you have increased access to health care and made a lasting positive impact on your community.
Marketplace Service – 1-1-2019 Health Insurance Marketplace
CERTIFICATE OF RECOGNITION
This certificate is proudly presented to Tom Gray
In appreciation of your ongoing contribution and success during the 2019 Health Insurance Marketplace Open Enrollment. Thanks to your hard work, you have increased access to health care and made a lasting positive impact on your community.
Arizona requires employers to pay tipped employees a minimum cash wage above the minimum cash wage required under the federal Fair Labor Standards Act ($2.13/hour).
| Arizona Minimum Cash Wage – $8.00 | ||
| Arizona Maximum Tip Credit Against Minimum Wage – $3.00 | ||
| Arizona Basic Combined Cash & Tip Minimum Wage Rate – $11.00 |
Division of Communications
Wage and Hour Division
U.S. Department of Labor
The Wage and Hour Division tries to ensure that the information on this page is accurate but individuals should consult the relevant state labor office for official information. This document was last revised January 1, 2019.
